UTAH NEW CONSTRUCTION SPEC LOAN
Buying new construction is like any home purchase: you need a team with your own interests at heart. Research, interview, and hire your own real estate agent, and apply to multiple mortgage lenders to find the best deal, just like you would with an existing home purchase.. Builders often have an agent on site and preferred lenders, and it’s not uncommon for them to suggest buyers just use.
New Construction Loans In Utah. Building a new home in Utah can be an exciting prospect – unless you get caught up in a construction loan approval process that’s overly complicated and time consuming. With this loan, most Mortgage lenders can finance up to 90% of the cost of land plus the costs of construction.
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Building a new home is very exciting-it allows you to tailor your future dwelling to suit your specific needs. Owner-builder construction loans are home construction loans made for people who want to build their own home; for people who plan on doing the construction work that most people hire a general contractor to do and overseeing the project to completion.
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Owner builder construction financing. No qualify private money construction financing. private money means no red tape. Low private money rates. Owner builders welcome. No Document E-Z Loan approval online in about a minute
Since a "spec loan" is a loan for a construction project without any committed buyers, it is inherently riskier than many other construction loans. Therefore you’ll maximize your chances of qualifying for the loan if you choose to build on a lot that isn’t completely undeveloped. In other words, the land needs to be "improved."
Whether you need to build a commercial location or your new home, a Utah First Construction Loan can provide you with a strong foundation. We can help you find a rate and a term that fit your needs, and we’ll walk you through the process step by step, brick by brick. It’s time to build your future, your way.